End-of-Life Planning Services Available
Advanced Family Services, LLC was created to assist our community members through their most difficult times. Through a partnership with over 24 “A” rated independent insurance carriers, we can provide unbiased advice and develop programs that fit your financial goals.
- Guaranteed Retirement
Income Solutions - Final Expense Insurance,
Whole Life and
Term Insurance - Fixed Indexed Annuities
Guaranteed Retirement
Income Solutions
Destination IncomeSM is a single premium deferred annuity, offering two crediting strategies, one indexed account strategy tied the performance of the S&P 500® Index and a fixed account strategy.
Discover the Benefits:
- Target your retirement savings for potential growth tied to the S&P 500 Index and tax-deferred interest earnings.
- Protect against market risk and guarantee that your money will be there to provide for you and those you love
- Take complete control of access to your money, because just like years prior, plans can also change in retirement.
Destination IncomeSM offers you ultimate flexibility and control of your retirement income, by providing the Guaranteed Lifetime Income Benefit.
This feature provides several key advantages:
- Includes a 10% bonus, applied to the Guaranteed Lifetime Income Account Value on the initial premium received.
- Provides a Guaranteed Lifetime Annual Income equal to 5% of the Guaranteed Lifetime Income Account Value.
- Opportunity to receive annual indexed interest gains based on change in the S&P 500 Index with 100% participation, no annual caps or fees, all guaranteed for 10 years.
- Should your Contract Value exceed the value of the Guaranteed Lifetime Income Account, a 10% Step Up Benefit will provide at least 10% additional guaranteed income for life.
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Final Expense Insurance, Whole Life and Term Insurance
There are many different life insurance and final expense products available, and finding one that's right for you can be confusing.
With over 100 years in the funeral industry, we know first hand of the many factors that you must consider when planning for you funeral and end-of-life expenses.
For this reason, we offer many products, “A” rated with A.M Best Company, to meet all your final expense needs.
These products vary from Final Expense Whole Life Insurance, Pre-need Funeral Planning Whole Life Insurance, Top rated Term Insurance and “No-Loss” version Term Insurance.
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Fixed Indexed Annuities
The future can be full of opportunities when you start planning now.
That’s where a fixed indexed annuity from Forethought Life Insurance Company comes in.
With Forethought Destination Indexed AnnuitiesSM your money is protected against market risk and will earn interest tax-deferred until you’re ready to take advantage of all the opportunities you have envisioned for tomorrow.
With Destination IncomeSM and Guaranteed DestinationsSM you retain complete control of your savings. You are guaranteed an annual income that will last for as long as you live, providing peace of mind for a secure financial future.
Whether planning for retirement or simply looking for another way to save, Forethought Destination Indexed Annuities offer flexible and reliable options that can help you realize your dreams.
You have many choices to make when planning your financial future, with savings products offering varying degrees of security and growth.
Forethought Destination Indexed Annuities are fixed annuities whose interest rate can be based on a fixed rate of return, or tied to the performance of a financial index
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Forethought Destination Indexed AnnuitiesSM are deferred annuities with fixed and indexed strategies issued by Forethought Life Insurance Company. Forethought Life is a wholly owned subsidiary of Forethought Financial Group, Inc. Forethought Destination Indexed Annuities are available in most states with contract series FA1001SP3-01, FA1001SP6-01, FA1001SP9-01, FA1001SPGWA10-01 and FA1001FP5GD10-01 (certificate series GA1001SP3-01, GA1001SP6-01, GA1001SP9-01, GA1001SPGWA10-01 and GA1001FP5GD10-01, as applicable). State variations may apply. Read the contract for complete details. “Standard & Poor’s®,” “S&P®,” “S&P 500®,” “Standard & Poor’s 500,” and “500” are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Forethought Life Insurance Company. Forethought Life’s Fixed Indexed Annuities are not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no representation regarding the advisability of purchasing the product. Past performance of the S&P 500 is no guarantee of future results. Any examples utilizing the S&P 500 Index are for illustrative purposes only. The S&P 500 Index is a price index and does not reflect dividends paid by the stocks underlying the Index.
